Who is American Farm Mortgage?

American Farm Mortgage Company, Inc. (AFMC) is a wholly owned subsidiary of Legence Bank.  A strong agricultural bank, Legence Bank (f/n/a First State Bank), is located in Southern Illinois and is over 100 years old.

When AFMC first began in 1989, the agricultural industry was just emerging from a turbulent period in which many farms had been foreclosed and interest rates were at record highs.  Producers and growers were ready for a change in both lenders and loan products.  AFMC was the obvious choice for farmers and ranchers seeking new and better loan products to fit their needs.

Unlike traditional lending institutions, AFMC's loan products and programs are strictly agricultural.  Our strong relationships with secondary market purchasers and participants enable us to offer an extensive range of products to fit most agricultural real estate financing needs.

Our Mission

The mission of American Farm Mortgage Company is to provide the American farmer or rancher with a knowledgeable, efficient, competitive and friendly source for their financing needs, while providing a reasonable return on investment to our parent company and fostering a challenging and educational work environment for our staff.

Our Pledge

• To provide outstanding customer service
• To employ knowledgeable and friendly employees, who understand that every agricultural operation is unique
• To offer innovative products and financing options
• To assist our customers in reaching their operation's goals by recognizing their commitment and achievement
• To quote our best interest rate the first time

Our business is agricultural real estate loans.  We understand that no two farming operations are alike, and likewise their financing needs are not the same.  Since our founding, we have provided quality agricultural real estate loans, leasing products and other related services to farmers across the United States.  We specialize in Full Time Farm Loans and FSA Guranteed Loans.

American Farm Mortgage has attained "Preferred Lender" status in 24 states for guaranteed loans through the Farm Service Agency (FSA), a division of the United States Department of Agriculture (USDA).  In addition, AFMC originates and services agricultural loans for the Federal Agricultural Mortgage Corporation (Farmer Mac), Prudential Insurance Company of America and many others.

At American Farm Mortgage, we understand the unique needs of each farmer.  For this reason, we offer agricultural loans designed with you in mind, with terms as flexible as you have to be.  Feel secure knowing that you are putting your trust in a company that is nationally recognized as a leader in agricultural real estate lending.